We met with our financial planner last night. I think this is our 3rd or 4th year with him. We told him that we wanted to start trying to have kids, which means we will begin spending the money we had set aside for the kids. He was surprised because he had in our records that we were planning to wait until 2012. Really, that far away? In 2012 I will be 33. I know we pushed up our timeline - we weren't even going to think about kids until after I turned 30, and I remember telling lots of people that we were waiting until 32, so I guess he wasn't that off-base. K got scared that my eggs are getting old and I won't be able to get pregnant. And what if we want more than one? I'm not getting any younger - better start now!
So we haven't saved as much as we planned, but we've saved a good amount. That along with our impressive - first year of home ownership - tax rebate will allow us to try for over a year before we start to run out of money. Let's just hope it doesn't take that long.